If your credit isn’t perfect, then the Destiny Master Card is ideal for you. However, there are pros and cons to using this credit card. Here we review Destiny Mastercard, so you know if it’s good or not.Destiny-Credit-Card

Destiny Mastercard offers prequalification in less than a minute and reports all transaction history to major credit bureaus, including Experian, Equifax, and TransUnion. It is an unsecured credit card with a fixed APR of 24.90% and annual fees ranging from $59 to $99.

How To Apply For Destiny Credit Card?

  • You can start the application process on the Destiny Credit Card website. You have two options to get created; if you want to pre-qualify or if you have received an offer in the mail. If you select Pre-qualified, you will be directed to an online application.
  • You must provide your name, address, email address, phone number, date of birth, and social security number.
  • After filling in the required fields, you must click on Pre-Qualify Now. Genesis Financial Solutions will use this baseline data to assess your eligibility for the card and, if applicable, to determine the annual fee for which you would be eligible.\


  • If the company cannot issue a Destiny Mastercard, it can offer prequalification for another bank’s card. The decision will be issued instantly after the application is submitted.
  • After receiving pre-approval, you can review all terms and conditions and proceed with a complete application.
  • As soon as you confirm your consent, after you create your username and password on the website you will be able to access your account.

Requirements For Card Application

The Destiny credit card is ideal for anyone looking to rebuild their credit. To be pre-qualified or admitted, you must:

  • Nineteen years of age (19 in Alabama).
  • Have a valid social security number.
  • Have a physical address and an IP address in the United States.
  • Not having a Destiny card was penalized as a misdemeanor.
  • Meet additional credit eligibility criteria, including income and debt verification and identity verification requirements.