Anyone looking for their first credit card and hoping to get good credit will find the card to be an excellent choice. The card is also available to people who are bankrupt on their credit history. If you are looking to improve your credit score, this card provides credit reports to all three major credit bureaus. Unlike other cards for people with bad credit, this card does not require a deposit.
This card allows you to get cash advances in your first year as a cardholder without paying transaction fees, but it has a very high APR of 24.9%. You should be aware that failure to pay balances in full by the due date may result in increased costs.
Frequently Asked Questions?
Can I manage my new Destiny Mastercard account online?
Absolutely! After your new branded Destiny Credit Card is approved and received, you will need to create a username and password on the secure website, www.mydestinycard.com, in order to access the website. Managing your account online and paying your bills are just some things you can do with your online account.
Why was my credit card declined when I tried to use it for a foreign transaction?
When you do not notify us before attempting to use your credit card outside the United States, your international transaction may be declined.
What are the Mastercard Benefits?
Mastercard Rewards is an exclusive benefit of the Destiny Mastercard that is included at no additional cost. Mastercard Rewards include:
- Mastercard ID Theft Protection™ – Provides comprehensive identity control covering your social security number, email addresses, debit cards, credit cards, bank accounts, usernames, passwords for web connections, etc.
- Zero Liability Protection – When using your Mastercard, you can rest easy knowing that you are not responsible for unauthorized transactions.
You can find more information in the Mastercard Benefits Guide, which contains all program terms and conditions.